# what steps can an individual take to improve a credit score

Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance » This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight. Elibrary.imf.org

Improving Your Credit Score Without Gimmicks » Chat boards and websites are filled with tricks and gimmicks to improve your credit score, but those workarounds are not really necessary. Cbsnews.com

How Fraud Alerts Can Affect Credit Applications » A fraud alert doesn't prevent you from getting credit. Learn more about how fraud alerts work and how to remove it from your credit report. Experian.com

What Is a Credit Score? Definition, Factors, and Ways to Raise It » A credit score is a number from 300 to 850 that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders. Investopedia.com

Free credit scores and tools to make financial progress » See your free credit scores, reports and personalized tips and tools to help you achieve your financial goals. Join over 100 million members making financial progress. Creditkarma.com

Online Banking Resource Library | First Financial Bank » Get started with online banking with our resource library. Here, you’ll find FAQs and detailed how-to videos and guides to help. Bankatfirst.com

Dyslexia Curriculum & Training Opportunities | Scottish Rite for Children » The Luke Waites Center for Dyslexia and Learning Disorders offers curricula, seminars and workshops to help educators employ effective teaching strategies. Scottishriteforchildren.org